Ikigai Simplicity https://www.ikigaisimplicity.com Improving the life of every Filipino. Pinoy minimalism and zen life. Sat, 05 Jan 2019 10:16:24 +0000 en-US hourly 1 https://wordpress.org/?v=5.0.3 https://i0.wp.com/www.ikigaisimplicity.com/wp-content/uploads/2016/04/cropped-IkigaiSimplicity-4-1.jpg?fit=32%2C32&ssl=1 Ikigai Simplicity https://www.ikigaisimplicity.com 32 32 110053422 Road to Millions for Filipino Millennials and Professionals https://www.ikigaisimplicity.com/road-to-millions-for-filipino-millennials/ https://www.ikigaisimplicity.com/road-to-millions-for-filipino-millennials/#respond Fri, 04 Jan 2019 09:01:52 +0000 https://www.ikigaisimplicity.com/?p=1898 Road to Millions for Filipino Millennials and Professionals is a new series for financial literacy. The Millennial generation are people born from 1984 to 1996 and majority of them are already self-employed, employed, or practicing professionals. Unlike the generations before us who were able to amass massive wealth during their time, millennials are deprived of […]

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Road to Millions for Filipino Millennials and Professionals is a new series for financial literacy. The Millennial generation are people born from 1984 to 1996 and majority of them are already self-employed, employed, or practicing professionals. Unlike the generations before us who were able to amass massive wealth during their time, millennials are deprived of financial literacy.

Importance of Millennials and their impact to the world

According to Dimock, the millennial generation were born during the times of recession and that is not a good thing. As successors of the baby boomers and millionaires of the past, we need to step up our game for our generation and the next generation. Financial literacy was never thought in school and we are left with no one to guide us on how to manage our money. Thankfully, we are born with the internet and gadgets that shaped our lives. The internet is flooded with vast  information about money and how to properly manage it.

Millennials lack Financial Literacy

The goal of this Road to Millions for Filipino Millennials and Professionals series is to impart financial literacy to everyone. As a millennial myself, I regret not knowing much about financial literacy in my teenage days. I was not thought at home and school about money. I learned budgeting, investing, and savings through books and the internet. Despite several online investment platforms, many millennials struggle when it comes to investing.

How to gain Financial Literacy?

Financial Literacy is gained from reading and watching experts. According to Robert Kiyosaki, Financial Literacy is:

  • knowing the difference between assets and liabilities,
  • Learning cash flow as opposed to capital gains,
  • leveraging, and
  • making your own financial decisions.

Budgeting, Emergency funds, and Investing are all important aspects of financial literacy. Emergency Fund is important because it will support us in times of unemployment, sudden medical/accident expenses, and other calamities. Lack of budget can make a person poor, and proper budgeting will  make a person rich. Savings under Philippine’s low interest rates will not beat inflation. The Php50,000 you saved now will not have the same buying power in fifteen (15) years. Saving all your money in the bank is not a guarantee for retirement. As early as now it is important to think of your retirement. It is also important to know how to grow your money.

How can we make our money grow?

There are many ways how millennials can grow their money to beat inflation such as business, Stock Market and UITFs. It may seem intimidating but we can absolutely learn this and join the trend. I was 17 when I became interested in stock trading, however back then there were no BDO Nomura and BPI Trade. You have to look for a broker who will transact for you, nowadays we have everything at our fingertips. Even buying gold is easier now and will be easier in the future.

For starters, I will recommend that you read Robert Kiyosaki’s Rich Dad, Poor Dad.

Works Cited:

Dimock, Michael. "Where Millennials End And Post-Millennials Begin". Pew Research Center, 2018, http://www.pewresearch.org/fact-tank/2018/03/01/defining-generations-where-millennials-end-and-post-millennials-begin/. Accessed 3 Jan 2019.

Kiyosaki, Robert. "The Four Foundations Of Financial Literacy". Rich Dad | Financial Education & Coaching For Everyone, 2019, https://www.richdad.com/Resources/Rich-Dad-Financial-Education-Blog/August-2012/what-is-financial-literacy.aspx. Accessed 4 Jan 2019.

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Digital Footprint of Lawyers in the Philippines https://www.ikigaisimplicity.com/shared-website-starter-package-of-php199-month/ https://www.ikigaisimplicity.com/shared-website-starter-package-of-php199-month/#respond Fri, 04 Jan 2019 07:49:11 +0000 https://www.ikigaisimplicity.com/?p=1839 I just had this sudden realization that lawyers in the Philippines have minimal internet impact. Digital footprint is what the internet say about you. One way to know your digital footprint is by using “Google Search” and “GoGoDuck”, search your name and check the results. Did you see good articles about you? Bad articles? Or […]

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I just had this sudden realization that lawyers in the Philippines have minimal internet impact. Digital footprint is what the internet say about you. One way to know your digital footprint is by using “Google Search” and “GoGoDuck”, search your name and check the results. Did you see good articles about you? Bad articles? Or none at all? Search for your name in Facebook, did the facebook posts and photos reflected a respectable you or did it portrayed someone that deters potential client?

Importance of Digital Footprint for Lawyers

A Lawyer’s online presence in the internet is important because it attracts potential clients and give a great impression. Lawyers could not advertise their services but they can build their reputation through good articles. Philippines is saturated with lawyers and only few lawyers are able to establish a good name through mass media, they are the famous politicians. Due to the evolving social media, even non-politician lawyers could become known to the community through their digital footprint. The world is no longer limited to television, print, and radio. Internet became an equal playing ground for everyone.

I remember a lawyer who belonged to our chapter and passed away recently. I did not know him personally so I searched his name in the internet. I was a bit sad to discover that there was nothing about him in the internet. Other colleagues said that he was a great lawyer with great reputation. Sadly, the internet does not know him. Being part of the millennial, I use the internet a lot. Many might deny it but the new generation is so obsessed with the internet that a person who is not in it does exist.

So, if new lawyers want to be known by the present generation they need to establish their online presence called digital footprint. Building a good reputation online needs time and effort. There are a lot of examples of lawyers who developed their online presence such as “ACCRA LAw Office”, “Chan Robles Law Office” and “Libayan & Associates- BATASnatin The Firm”.

A good name can come from different sources, a single blog could create a great reputation like the offices I mentioned. You can learn more about Digital Footprint for FREE from the University of Edinburgh at https://www.coursera.org/learn/digital-footprint.

How to set up a BLOG for you or your Office

Setting up a blog does not have to be difficult. All you need are:

  • Domain Name
  • SSL Certificate
  • Hosting Services
  • WordPress.org

You may use free platforms like blogger and wordpress.com but I do not recommend them because you do not own the contents you write. They could cancel your blog anytime and you could not recover it. WordPress.org is recommended by everyone in the internet. You own your content and no one can just shut it down unless you failed to pay your hosting plan. Starting your own wordpress.org may cost at least $54 every year depending in the hosting plan you choose. Another problem with it is that it requires a little technical knowledge on cpanel and installations.

To help lawyers ease through the process and establish their digital footprint now, we are offerring a Shared Website Starter Kit package of Php199/month. The package includes:

  • Domain Name of www.YOURCHOSENNAME.lawyerph.com example www.attyxyz.lawyerph.com
  • SSL Certificate
  • Hosting services
  • WordPress.org – already set up with essential plugins
  • Free Genesis Theme (valued at $95)
  • Payable through BDO online (no credit card required)

Why Choose our Shared Website Starter Package of Php199/month.

Php199 is one of the cheapest package in the Philippines. Once you paid the fees, we will set up all necessary technical information such as activation of ssl, then we will provide you your wordpress.org username and password.

What are included in the package:

  • 7 GB storage
  • Unlimited bandwidth (visitor)
  • 100% uptime
  • powered by Namecheap and SSL COMODO.
  • Get countless FREE CHILD GENESIS Themes online
  • MONEY BACK GUARANTEED within 15 days

The reason why I started this package was because I tried different local hosting before and I was so disappointed with them. They were cheap at Php50 per month (domain name and ssl not included) but my website was so slow and always inaccessible. I tried chatting with their technical support but they kept on telling me to upgrade because I only have 1 GB storage and 100 Bandwidth. I told them that I only used 100 MB storage and had no visitors, how come it was so slow. Their only answer was for me to upgrade to their P299 plan.

Anyway, once you sign up with us your website will have this genesis theme by studio press: Genesis Theme – Studio Press

There are countless guides on starting wordpress.org so you will not get lost. I am also planning to start a tutorial.

CONTRACT OF LEASE FOR HOSTING SERVICES- TERMS AND CONDITIONS

  1. Only real lawyers may use the lawyerph.com domain name
  2. To avoid interbannk fees, I Require BDO Online Account (for payment) register at BDO Online Account
  3. Start date shall be made from the time we provide you with your username and password which is within 48 hours from receipt of payment.
  4. Succeeding monthly payment shall be on the 25th day of the month. You will be given a grace period of 5 days before we deactivate your account for non-payment. Back-up of your files will be sent to your email.
  5. Direct questions to ikigaisimplicity@gmail.com
  6. You may recover your initial payment if you wish to terminate the hosting lease contract within 30 days.
  7. You are prohibited from uploading videos and files consisting more than 7 GB. Should you wish to include videos, feel free to link your website to your Youtube Channel.
  8. You may add Google Adsense and other means to monetize your website as long as they are legal contents.
  9. Pornography, violent contents, hate articles (racism, sexism, etc.) are prohibited and we will require you to delete those articles.
  10. Have FUN!

SHARED STARTER KIT FOR PHP199/MONTHLY is LIMITED to 50 Slots only. RESERVE NOW!

(Going live this February 1, 2019)

RESERVATION: send us your NAME, e-mail address to ikigaisimplicity@gmail.com

 

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Bakit Kailangan mo ng SSS at ano ang benepisyo nito sa iyo? https://www.ikigaisimplicity.com/bakit-kailangan-mo-ng-sss-at-ano-ang-benepisyo-nito-sa-iyo/ https://www.ikigaisimplicity.com/bakit-kailangan-mo-ng-sss-at-ano-ang-benepisyo-nito-sa-iyo/#respond Thu, 03 Jan 2019 04:08:52 +0000 https://www.ikigaisimplicity.com/?p=1890 Mahala ang SSS sa bawat Pilipino dahil sa mga benepisyo nito tulad ng Medical at Retirement Benefits. Kung ikaw ay isang empleyado, voluntary, o self employed member, ang SSS ay magbibigay sa iyo ng suweldo kung sakaling hindi ka makapagtrabaho dahil sa sakit, panganganak, o aksidente. Maliban dito ikaw rin ay makakatanggap ng pension o […]

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Mahala ang SSS sa bawat Pilipino dahil sa mga benepisyo nito tulad ng Medical at Retirement Benefits. Kung ikaw ay isang empleyado, voluntary, o self employed member, ang SSS ay magbibigay sa iyo ng suweldo kung sakaling hindi ka makapagtrabaho dahil sa sakit, panganganak, o aksidente. Maliban dito ikaw rin ay makakatanggap ng pension o suweldo sa taong 60 pataas kahit hindi ka na nagtratrabaho. Kapag ikaw ay pumanaw, ang iyong mga beneficiaries tulad ng anak at magulang ay makakatanggap ng pera para sa iyong funeral expenses at iba pang gastusin.

Bakit Kailangan mo ng SSS at ano ang benepisyo nito sa iyo?

Kahit ikaw ay walang trabaho ngunit kumiita mula sa iyong business tulad ng sari-sari store, allowance, o iba pang paraan dapat ay mag rehistro ka sa SSS. Ang pangunahing dahilan kung bakit kailangan mo ng SSS ay ang PENSION o RETIREMENT BENEFITS. Kapag ikaw ay 60 years old na, mahihirapan ka ng magtrabaho dahil sa iyong edad. Wala kang suweldo at malamang ayaw ka ng sustentuhan ng iyong mga anak. Mapalad ka kung mabait sila, ngunit sa nangyayari ngayon sa Pilipinas ay mraming hindi kayang suportahan ang kanilang magulang. Habang bata ka pa ay kailangan mong isipin ang iyong retirement. Sa pagtanda mo, walang ibang tutulong sa iyo kung hindi sarili mo.

Paano mo paghahandaan ang retirement mo, paano ka magkakaroon ng pera sa panahon na iyon? Maraming paraan at isa na dito ang SSS Retirement. Sa halagang Php550 bawat buwan, makakatanggap ka ng Php5,000 bawat buwan bilang pension. Matatanggap mo ito habang ikaw ay buhay pa. Hindi mo kailangang magtrabaho para magkasuweldo kung ikaw ay may SSS na pagkukunn ng pension. Kaya mahalaga ang SSS dahil pinaghahandaan mo ang iyong pagtanda.

Ngayong ikaw ay wala pang 60 years old, may benepisyo ba ang SSS sa iyo? OO, ang SSS ay magpapasuweldo sa iyo kung ikaw ay hindi makapagtrabaho dahil sa sakit o aksidente. Mayroon kang makukuhang pera mula sa SSS kung ikaw ay nanganak, naaksidente, o nagkasakit. Ang SSS ay may SICK, DISABILITY, AT MATERNITY BENEFITS.

Maliban sa mga ito, ikaw rin ay may FUNERAL BENEFITS kung sakaling ikaw ay mawala sa mundo. Ito ay maari mong iwan sa mahal mo sa buhay tulad ng magulang, anak, o kapatid. Kung sakaling ikaw ay pumanaw, hindi mahihirapan ang mahal mo sa buhay na maghanap ng pangtustos sa iyong pagkawala.

NARITO ANG MGA BENEPISYO MULA SA SSS AT KUNG PAANO SILA MAKUHA:

  1. SICKNESS/INJURY BENEFITS

  2. DISABILITY BENEFIT

  3. RETIREMENT

  4. MATERNITY

  5. DEATH/FUNERAL

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Ano At Paano Makuha Ang SSS Sickness Benefit? https://www.ikigaisimplicity.com/ano-at-paano-makuha-ang-sss-sickness-benefit/ https://www.ikigaisimplicity.com/ano-at-paano-makuha-ang-sss-sickness-benefit/#respond Thu, 03 Jan 2019 03:51:54 +0000 https://www.ikigaisimplicity.com/?p=1882 Ano At Paano Makuha Ang SSS Sickness Benefit para sa Voluntary/ Self-Employed at Employed Members. Ang Sick Benefit at Disability Benefit ay cash allowance na ibibigay sa miyembro sa mga araw na siya hindi makapagtrabaho dahil sa sakit o injury. Halimbawa, ikaw ay hindi nakapagtrabaho sa loob ng apat (4) na araw dahil nabali ang […]

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Ano At Paano Makuha Ang SSS Sickness Benefit para sa Voluntary/ Self-Employed at Employed Members.

Ang Sick Benefit at Disability Benefit ay cash allowance na ibibigay sa miyembro sa mga araw na siya hindi makapagtrabaho dahil sa sakit o injury. Halimbawa, ikaw ay hindi nakapagtrabaho sa loob ng apat (4) na araw dahil nabali ang iyong kamay o ikaw ay may dengue. Ikaw ay makakatanggap ng apat na cash allowance.

Ano At Paano Makuha Ang SSS Sickness Benefit?

Magkano ang cash allowance na matatanggap mo?

Ang matatanggap mo ay 90% ng iyong average daily salary credit (ADSC).

Ano ang Average Daily Salary Credit (ADSC)?

Ang ADSC ay nakukuha sa pamamagitan ng pag-review ng iyong contribution sa loob ng 12 months bago ang buwan kung kailan ka nagkasakit o naaksidente. Hahanapin nila ang tatlong pinakamataas na Monthly Salary Credit (MSC). Ang MSC ay ang katumbas na pera ng premium na binabayaran mo buwan buwan sa SSS. Ang anim na MSC ay pagsasamahin nila at ididivide sa 180 days. Ang resulta ay ang iyong ADSC. Makikita ang MSC sa table ng SSS dito.

Halimbawa: Ang contribution mo bawat buwan ay Php550.

PHP5,000 x 6 (Ang 6 ay constant/given)

=Php30,000 /180 days (Ang 180 ay constant/given)

=PHP166.66 ADSC

Ang makukuha mo kada araw ay 90% ng ADSC.

=Php166.66 x .90

=PHP150 kada araw.

Sa loob ng 4 na araw na ikaw ay hindi makapasok makaktangap ka ng Php150 kada araw. Kung mas mataas ang contribution mo, mas mataas ang matatanngap mo base sa Schedule of Contribution ng SSS.

Halimbawa ang contribution mo y Php1,760 kada buwan, meron kang Php16,000 MSC. Ang iyong matatanggap ay: Php480/daily.

Sino ang Qualified sa Sick Benefit ng SSS?

Ang miyembro ay makakakuha ng sick/injury benefit kung:

  1. Hindi makapagtrabaho dahil sa sakit o injury at nasa ospital o bahay sa loob ng apat (4) na araw pataas.
  2. Nakapagbayad ng tatlong (3) buwan o mahigit na contribution bago ang buwan ng pagkasakit at sa loob ng taon kung kailan nagkasakit o my injury.

Halimbawa: Kung nagkasakit ka ng June, dapat nabayaran mo ang May, April, at March.

  1. Sinabihan ang SSS tungkol sa injury/sakit. Kung ikaw ay isang empleyado, sabihin sa employer sa loob ng limang (5) araw.

Paano sabihan ang SSS para sa voluntary/Self-employed/separated members?

Ang SSS ay may SSS NOTIFICATION FORM na kailangan mong i fill out at isumite sa SSS. Idownload and form dito.

  1. Sabihan ang SSS sa loob ng limang (5) araw mula sa araw na hindi makapasok dahil sa sakit/injury. (kung nasa bahay lang)
  2. Kung ikaw ay naospital, maaari mong sabihan ang SSS sa loob ng isang taon mula sa confinement.
  3. Overseas Filipino Workers (OFWs) are given a 30-day grace
    Period in addition to five-day prescriptive period in filing sickness benefit applications. (House Confinement)

Gaano kadaming araw ko maaaring gamitin ang SSS Sick Benefit?

Maaaring gamitin ang SSS sick benefit sa hanggang 120 days  bawat taon. Magkakasunod man ang araw o hindi.

Paano magclaim ng SSS Sick Benefit para sa Voluntary/ Self-employed Members?

Bago ka magclaim, ikaw ay kailangang magbukas ng savings account sa SSS accredited banks kung saan idedeposito ang iyong benepisyo. Ang pagclaim ng Sick Benefit ay nakadepende kung ikaw ay employee o voluntary/self employed member.

Requirements:

Self -employed/ Voluntary Members:

  1. Filled Sick Benefit Application (SBA) Form
  2. Isang Primary ID o 2 na secondary ID kung miyembro mismo ang magfifile. Kung representative, kailangan ng ID ng representative at ng member.
  3. Kung mahaba ang confinement  kailangan ng original o certified true copy ng:
    a) Laboratory, X-ray, ECG and other diagnostic results
    b) Operating room/clinical records na susuporta sa diagnosis.
  4. Kung dating employee bago ang confinement kailanganang magsubmit ng Certificate of Separation from Employment.

Paano magclaim ng SSS Sick Benefit para sa mga Empleyado?

Mas mabuting ikaw mismo ang maglakad ng papeles at huwag ng hintayin ang Employer dahil maaari silang matagalan.

Requirements;.

  1. If filed personally, the member should submit the following:

    A. Duly accomplished Sickness Notification
    B. 1 Primary Identification Card, kung walng primary ID 2 Secondary IDs
    C. Medical documents, kung mayroon
    D. Plus the following documents, if needed:

    In case of work-related claims:

    Accident/Sickness Report from employer, if work-connected; and
    Police Report (for vehicular accident with third party involvement), if work-related; and
    Photocopy of employer’s logbook
    In case of prolonged confinements or sickness, original/certified true copy of the following:

    Laboratory, X-ray, ECG and other diagnostic results
    Operating room/clinical records that will support diagnosis
  2. In case of sickness that occurred while on strike/shutdown/and member will file to SSS personally, submit the above-mentioned requirements together with the following:
    Certificate of Notice of Strike issued by DOLE
    Certificate of Foreclosure
    Certification from the DOLE that the employee or employer has a pending labor case
    Certificate of Non-advancement of Payment from Employer

 

Karagdagang Impormasyon:

SSS Sick Benefit Website

SSS Guidebook (PDF)

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Express yourself, Establish your Digital Footprint, Earn money online https://www.ikigaisimplicity.com/express-yourself-establish-your-digital-footprint-earn-money-online/ https://www.ikigaisimplicity.com/express-yourself-establish-your-digital-footprint-earn-money-online/#respond Sat, 24 Nov 2018 10:43:24 +0000 https://www.ikigaisimplicity.com/?p=1830 Express yourself, Establish your Digital Footprint, Earn money online Express Yourself Have any idea that you wish to tell the world? Want to share your stories and be famous? Want to share your hobbies or business? Establish your Digital Footprint Do you want the world to know you? Have you searched your name in google […]

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Express yourself, Establish your Digital Footprint, Earn money online

Express Yourself

Have any idea that you wish to tell the world? Want to share your stories and be famous? Want to share your hobbies or business?

Establish your Digital Footprint

Do you want the world to know you? Have you searched your name in google search lately? Did you see great things about you or did not see your name at all? Make yourself credible by creating a digital footprint. Establish a name online for yourself, business, or office.

Earn Money Online

Do you want to Express yourself and Establish your Digital Footprint while earning money in the process? You can be a student, young professional, or a part timer.

Get your own Website under WORDPRESS.ORG with SSL Security and Genesis theme

Why Choose wordpress.org instead of blogger and wordpress.com?

You own your website in wordpress.org. You can earn money using it. You own your content.

In BLOGGER, you have to adhere to strict requirements, violation of which will result to termination of your account without chance of appeal. You do not own your content and it can be shut down without warning.

In WORDPRESS.COM, you cannot earn money from your website. It has low page ranking in google. You do not own your content.

Why choose our product?

  • We handle all the technical stuff!

  • No need for credit card/paypal – all you need is a BDO Online account to start!

  • You get unlimited paid commission if you partner with us!

  • Lowest Price Hosting (Other companies charge very high renewal rate – retail price is $30.88/yr and up)

  • You get a domain www.YOURCHOSENNAME.startph.com

  • You get an SSL certificate every year

  • You get unlimited BANDWIDTH (visitors)

  • You can earn more with GOOGLE ADSENSE

  • We will provide you with your WORDPRESS username and password complete with

  • FREE GENESIS THEME ($99.95 retail price)

ALL OF THESE FOR PHP199 per MONTH only!

(No hidden charges)

COMING SOON THIS 2019

Interested in our offer?  Reserve a spot for FREE, send us your name and e-mail address at ikigaisimplicity@gmail.com or admin@ikigaisimplicity.com

Open to students and young adults.

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Why I Started This Website https://www.ikigaisimplicity.com/why-i-started-this-website/ https://www.ikigaisimplicity.com/why-i-started-this-website/#respond Tue, 30 Oct 2018 17:26:26 +0000 https://www.ikigaisimplicity.com/?p=1805 Why I Started This Website. I am here asking why I started this Website in the first place. As I changed careers, my focus changed and got lost. Now, I am asking why I started this website in 2016. It was in 2016 when I dived in the world of minimalism. It was fascinating to […]

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Why I Started This Website.

I am here asking why I started this Website in the first place. As I changed careers, my focus changed and got lost. Now, I am asking why I started this website in 2016. It was in 2016 when I dived in the world of minimalism. It was fascinating to see a plain simple world stripped off from all advertisements and synthetic glamor.

Every time I got lost in the busy streets of adulthood, I kept recalling my reasons for living (ikigai). What are the three most important things to me? I make sure that I prioritize them over other things in this world.

God. Family. Self.

God symbolizes my faith. I serve our True God and nothing else. Do you remember what the bible said about serving two masters? It is impossible to serve two masters at the same time because one will love one master and despise the other. It is the same with serving God and serving money. They are incompatible because the True God encourages us to be honest while the other makes us cheat to earn more. You may disagree that love for money causes people to do something evil. Most of the time, even the most honest man becomes corrupted when challenged by fame and money. That is why I keep reminding myself that I am here to serve God not money. In fact, I wonder why some churches teach that money is very important, more important that values and teachings itself. They focus their sermons on money and require their members to give more money so their God could bless them more. The true God does not need our money. He does not need any material possession for He owns everything in this world.   Why do the church leaders encourage people to give more money instead of reminding them repent and be honest? Why do they equate money with faith? They say that the more you give money or material possession, the more you love God. Are they not imitating Cain who offered sacrifices to God because he has to and not out of the goodness of his heart? People say, “the more you give, the more you receive”. The scriptures said that when you give, you should not expect something in return. The True God who sees you will reward you in heaven. You do not give something because you expect something in return, you give it because you want to and without any expectations for reciprocity. We need money but not to the extent that it is everything that we think about. I noticed that when I focus on money, I was tempted to cheat or got mad whenever one received more than me. When I focused myself to God, I did not care about money and preferred increasing my knowledge and experience. Money limits us sometimes and makes our way of thinking narrow. Love for money destroys a good family. One will go abroad to earn more money but will leave his/her beautiful family behind. Years later, the family will break up and the children will wish that their parent should have stayed with them.

Family is my family and pets. During busy schedules, I pause and think. Is it more important that I work overtime for money or spend time with my family? Should I write more freelance projects or play with my pets who I see a few hours a day? Your family may not be the most important to you and you may replace it with some other thing that you love the most. Not all people are born in a happy family.

Self symbolizes my passion, hobbies, well-being, and growth. Work gets in the way for me to care for myself. If things get difficult, I make sure that my body will not suffer. I am not stable emotionally, just like all other people. I get anxieties, depression, stress, mania, joy, happiness, anger – all emotions. I do not want activities that will destroy myself.

In my everyday life, when I am doubting and lost – I search for my ikigai – my reason for being:

God. Family. Self

why I started this website ? It is one of my ikigai – Self – my passion for learning, writing and sharing. I want to share with everyone the joys of minimalism, peace, and clarity.

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How to Register your Business with PhilHealth? https://www.ikigaisimplicity.com/how-to-register-your-business-with-philhealth/ https://www.ikigaisimplicity.com/how-to-register-your-business-with-philhealth/#respond Tue, 30 Oct 2018 13:02:12 +0000 https://www.ikigaisimplicity.com/?p=1792 How to Register your Business with PhilHealth? Registering with PhilHealth is more complicated than I thought. The first time I went to PhilHealth, the system was offline so they could not register anyone. I tried waiting for a few hours but once offline it will never come back on the same day. The next time […]

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How to Register your Business with PhilHealth?
Registering with PhilHealth is more complicated than I thought. The first time I went to PhilHealth, the system was offline so they could not register anyone. I tried waiting for a few hours but once offline it will never come back on the same day. The next time I went there, PLDT and SMART were offline so they could not register anyone. It was offline for the whole day. The key here is to be patient in returing to PhilHealth.

How to Register your Business with PhilHealth?

Time needed: 10 hours to ???
Things needed:

Mayor’s Permit
DTI Certifcation
IDs
Forms ER1
Forms ER-1

Instruction:
1. Get a queu number.
2. Wait for your turn.
3. Once called, they will check your paper. Wait for them to print your PhilHealth Certification.
4. Once you have your Certification, go to the employer section (office located opposite the registration area) so they could schedule your employer seminar.
5. You need to attend the Employer Seminar so that you remit and update your PhilHealth Account.
6. Attend the Seminar.Prepare your questions because they have QandA portion.
7. Once done, they will email you your username and Password to access the PhilHealth ERS.
Done!
CONGRATULATIONS! Registered ka na bilang employer sa Philhealth

How to Register your Business with PhilHealth?

Alamin:

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Paano iparehistro ang iyong negosyo sa PAG-IBIG? https://www.ikigaisimplicity.com/paano-iparehistro-ang-iyong-negosyo-sa-pag-ibig/ https://www.ikigaisimplicity.com/paano-iparehistro-ang-iyong-negosyo-sa-pag-ibig/#respond Tue, 30 Oct 2018 12:57:18 +0000 https://www.ikigaisimplicity.com/?p=1788 Paano iparehistro ang iyong negosyo sa PAG-IBIG? Matapos mong iparehistro ang negosyo mo sa SSS, kailangan mong iparehistro ito sa PAG-IBIG. Kapag hindi mo pinarehistro ang iyong negosyo ay makaktanggap ka ng Demand Letter mula sa PAG-IBIG. Paano iparehistro ang iyong negosyo sa PAG-IBIG? Time needed: 5 hours Things you need: (Prepare three copies each) […]

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Paano iparehistro ang iyong negosyo sa PAG-IBIG?

Matapos mong iparehistro ang negosyo mo sa SSS, kailangan mong iparehistro ito sa PAG-IBIG. Kapag hindi mo pinarehistro ang iyong negosyo ay makaktanggap ka ng Demand Letter mula sa PAG-IBIG.

Paano iparehistro ang iyong negosyo sa PAG-IBIG?

Time needed: 5 hours
Things you need: (Prepare three copies each)
2 Government IDs –
Mayor’s Permit
DTI Certification
Employer’s Data Form -HQP-PFF-002 Form – no need for business number if you do not have one.
Specimen Signature Form HQP-PFF-003
Kopya ng SSS R1 na may tatak mula sa SSS

Mga Hakbang:

  1. Ipresenta ang 2 IDs sa reception area ng PAG-IBIG at sabihin na ipaparehistro mo ang iyong negosyo para makakuha ng employer number.
  2. Bibigyan ka ng number sa pila. hintayin mong matawag ang iyong numero.
  3. Kapag natawag ka na ay muli nilang susuriin ang mga dokumento. Kapag kumpleto na ay iproproseso na nila ang iyong application.
  4. Bibigyan ka nila ng Temporary tracking number at maaari mong kunin ang Permanent PAG-IBIG employer number mo matapos ang dalawang (2) linggo.
  5. Bumalik matapos ang dalawang linggo para makuha ang iyong PAG-IBIG ID.

CONGRATS! Registered ka na.

Paano iparehistro ang iyong negosyo sa PAG-IBIG?
Alamin:

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Paano iparehistro ang Negosyo sa SSS (Baguio City)? https://www.ikigaisimplicity.com/paano-iparehistro-ang-negosyo-sa-sss-baguio-city/ https://www.ikigaisimplicity.com/paano-iparehistro-ang-negosyo-sa-sss-baguio-city/#respond Tue, 30 Oct 2018 12:44:32 +0000 https://www.ikigaisimplicity.com/?p=1784 Paano iparehistro ang Negosyo sa SSS (Baguio City)? Ang pagrehistro sa SSS ay kailangan meron ka mang empleyado o wala. Kung wala kang empleyado, kailangan mong magrehistro bilang self-employed. Kung meron kang kahit isang empleyado maliban sa sarili mo ay kailnangan mong kumuha ng SSS Employer number. Maaari kang makasuhan ng gobyerno kung wala kang […]

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Paano iparehistro ang Negosyo sa SSS (Baguio City)?

Ang pagrehistro sa SSS ay kailangan meron ka mang empleyado o wala. Kung wala kang empleyado, kailangan mong magrehistro bilang self-employed. Kung meron kang kahit isang empleyado maliban sa sarili mo ay kailnangan mong kumuha ng SSS Employer number. Maaari kang makasuhan ng gobyerno kung wala kang SSS employer number. Kailangan mo rin ito bago ka makapagrehistro sa Pag-ibig at PhilHealth.

Paano iparehistro ang Negosyo sa SSS (Baguio City)?

Oras na gugugulin sa pagpaparehistro: Mahigit 6 hours na pila.

Mga kailangan: (Tatlong kopya bawat isa)

BIR TIN Number
Mayor’s Permit
DTI Certificate
Signature Card (all original)
Sketch ng lokasyon ng Business
Form R1 Prepare 3 originals
Form R1-A Prepare 3 originals
Government Issued ID with photocopies

Mga Hakbang:

  1. Pumunta sa SSS at ipacheck at documents sa clerk bago ka kumuha ng numero.
  2. Hintayin mo na matawag ang iyong numero.
  3. Pagnatawag na ang iyong numero, muli nilang susuriin ang iyong mga dokyumento kung kumpleto.
  4. Kapag hindi kumpleto ay bibigyan ka ng oras para kumpletuhin ito. Kailngan mong kumpletuhin ito sa araw din na iyon para hindi ka na muling pumila pa.
  5. Kapag kumpleto na, bibigyan ka nila ng SSS Certificate kung saan nakasulat ang iyong SSS Employer number.

CONGRATULATIONS! Registered ka na sa SSS.

Paano iparehistro ang Negosyo sa SSS (Baguio City)?
Alamin:

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Paano Iparehistro ang iyong Negosyo sa BIR sa Baguio City? https://www.ikigaisimplicity.com/paano-iparehistro-ang-iyong-negosyo-sa-bir-sa-baguio-city/ https://www.ikigaisimplicity.com/paano-iparehistro-ang-iyong-negosyo-sa-bir-sa-baguio-city/#respond Tue, 30 Oct 2018 12:26:35 +0000 https://www.ikigaisimplicity.com/?p=1777 Paano Iparehistro ang iyong Negosyo sa BIR sa Baguio City? May negosyo ka bang nais ipatayo o meron ka na bang negosyo na hindi mo pa naipaparehistro sa BIR? Ang gabay na ito ay naglalayon makatulong sa iyo upang maiparehistro mo ang iyong business at magkaroon ka na ng Official Receipt na ibibigay sa iyong […]

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Paano Iparehistro ang iyong Negosyo sa BIR sa Baguio City?

May negosyo ka bang nais ipatayo o meron ka na bang negosyo na hindi mo pa naipaparehistro sa BIR? Ang gabay na ito ay naglalayon makatulong sa iyo upang maiparehistro mo ang iyong business at magkaroon ka na ng Official Receipt na ibibigay sa iyong customers.

Babala: Dapat iparehistro mo ang iyong negosyo sa loob ng 30 days mula sa araw na nakuha mo ang iyong business permit para hindi ka magbayad ng penalty. Ang penalty ay nagkakahalaga ng Php500-Php1,000.00.

Paunawa: Ang proseso ng pagpaparehistro ng negosyo sa iba’t-ibang lungsod o lugar ay hindi pare-parehas at maaaring may kaunting pagkaka-iba. Mas mabuting sumangguni sa inyong Local na BIR kung ano ang kanilang policies sa kanilang ahensya.

Paano Iparehistro ang iyong Negosyo sa BIR sa Baguio City?

Oras na gugugulin sa pagproseso ng application: 1 to 2 days at 4 hours seminar.

Mga kinakailangang dokumento: (Tatlong kopya bawat isa)

Mayor’s Permit
DTI Certification
2 IDs ng may-ari
BIR FORM 1901
BIR FORM 0605

Mga Hakbang:

  1. Pumunta sa BIR at sabihin sa guard na ikaw ay magpaparehistro ng iyong negosyo. Bibigyan ka ng form kung wala ka pang fom at numero ng pila. Hintayin mong matawag ang iyong numero.
  2. Iche-check nila ang iyong mga dokumento kung kumpleto. Kung kumpleto, kukunin nila ang iyong forms at susulatan.
  3. Ibabalik nila sa iyo lahat ng dokumento at kailangang mong bayaran ang nakasulat sa forms na fees.
  4. Magbayad sa authorized agents tulad ng banks. Kung hindi ka sigurado kung saan ay magtanong sa BIR personnel para matulungan ka nila.
  5.  Matapos magbayad, bumalik sa BIR kasama lahat ng dokumento at sabihin mo sa guard na magbabayad ka ng Certification Fee at Documentary Stamp (Php100 plus Php40). Bibigyan ka ng number at hintaying magtawag ang iyong numero.
  6. Pag nakabayad ka na ay kumuha ka ulit ng numero sa guard para sa susunod na counter. Sabihin sa guard na nakabayad ka na.
  7. Pag natawag na ang iyong numero, ibigay lahat ng dokumento at ipakita ang resibo. Bibigyan ka ng schedule ng seminar at claim stub.
  8. Mag-attend sa Seminar. Matapos ang seminar ibibigay sayo ang BIR Certification. Itanong sa teller kung saan ka makakbili ng blue journal at mag-aaply ng resibo.
  9. Sundin ang kanilang instructions nila kung para sa iyong RESIBO. Huwag aalis sa BIR na hindi ka nakapagpagawa ng resibo.

CONGRATULATIONS REGISTERED KA NA!

HINTAYIN MO NA LANG ANG RESIBO MULA SA BIR.

Paano Iparehistro ang iyong Negosyo sa BIR sa Baguio City?

Alamin:

 

 

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