Local banks raise credit card interest rates, see it in this news article BPI, METROBANK, and BDO increased their interest rates from 3% to 3.5% and 3.25% for BDO. Meaning, In other words, the P10,000 item purchased on credit will actually cost the cardholder P12,254 after a year's …
Less is more
Less is more, you already have what you have. You do not have to chase anything else. I always remind myself that I have what I need. I have to remind myself because I do not want to keep on buying things which are not necessary in my life. I do not want to buy things which will just add clutter to …
Form a Habit, Reach your Goal
Bakit Mahalaga ang habit? Form a habit to Reach your Goal Ito ay hango sa libro ni Leo Bautista na "The Habit Guide". Ang message nito ay isang epektiboing paraan para makamit natin ang ating goals sa buhay. Ayon sa kanya, makakamit natin ang ating goals sa buhay kung gagawin nating habit aangmga …
